Lending Square Group - Investment & Loan Services
Mortgage Refinance
Refinancing a mortgage is a method of replacing your current mortgage with a new mortgage. You may want a better rate, lower your monthly payment, consolidate some debt. Refinancing can be done during the term of the mortgage or at the end of the term if you want to explore options instead of renewing with same terms. Mortgage Refinance, instead of renewal only makes sense if you can obtain a better rate or want to change amortization to pay off your mortgage quicker
Things to consider when refinancing…
- Credit Score: Most Lenders have a minimum beacon score requirement. it determines whether you can refinance with the same level of lender(prime or subprime).
- Income: Are you able to meet the income requirements and provide income documents to qualify with a new lender?
- GDS/TDS: Do you meet the Gross Debt & Total Debt Ratio Criteria. You should factor in additional payments reporting on your credit bureau such as: loans, lease payments, credit card, co-signed loans.
- Market Rates: If you qualify, will you get a better rate than your current?
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How Can Lending Square Group help?
Lending Square Group helps Canadians refinance with better terms and rates. We can quickly advise of the lowest market rates. During the initial consultation we can review your credit report, income and calculate GDS/TDS to provide best approvals for your situation. Our goal is to ensure you save money with mortgage refinance with lower rate, different amortization or change in frequency of payment. Our team helps borrowers with long time strategies to pay off mortgage faster with minimal cost.
Type of Mortgages & Home Loans
Second Mortgage
Bad Credit Mortgage
Private Mortgage
Debt Consolidation Loan
Home Equity Loan
Home Purchase
Cash-Out Refinance
POS/Mortgage Arrears
Mortgage Refinance
Reverse Mortgages
Our Testimonials
What My Clients Say?
I'm so happy I found Fairstone to be interested in lending me 10 000$ which is good for me. I honor them now, there so helpful!
Amanda Lee
Second Mortgage
Lending Square Group is a highly organized company that keeps trying to help there clients find a suitable loan. Although I haven't got one yet, I have full confidence that they will find me some help soon.
Timothy Stevens
Loan
I have 2 current unsecured loans that will probably affect my chances of receiving a loan now. But maybe I will qualify for a debt relief program that can help reduce the interests I'm paying.
Catherine Gilbert
Loan
Get in Touch
Contact Details
Kitchener, Ontario
Address
416-875-6026
Call us
info@lendingsquaregroup.com
Mail Us