/* Components */
/* Buttons */
.btn{--bg:var(--blue);--fg:#fff;--bd:var(--blue);position:relative;display:inline-flex;align-items:center;gap:14px;padding:15px 18px 15px 26px;min-height:52px;border-radius:999px;background:var(--bg);color:var(--fg);border:1px solid var(--bd);font-family:var(--f-display);font-weight:700;font-size:.92rem;letter-spacing:-.005em;overflow:hidden;isolation:isolate;transition:color .35s var(--ease),border-color .35s,transform .5s var(--ease)}
.btn::before{content:"";position:absolute;inset:0;z-index:-1;background:var(--navy);transform:translateY(101%);border-radius:inherit;transition:transform .5s var(--ease)}
.btn:hover::before,.btn:focus-visible::before{transform:none}
.btn__ico{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:rgba(255,255,255,.18);overflow:hidden;position:relative}
.btn__ico .ico{width:15px;height:15px;transition:transform .5s var(--ease)}
.btn:hover .btn__ico .ico{transform:rotate(45deg)}
.btn:active{transform:scale(.97)}
.btn--light{--bg:#fff;--fg:var(--navy);--bd:#fff}
.btn--light .btn__ico{background:var(--sky);color:var(--blue)}
.btn--light::before{background:var(--blue)}
.btn--light:hover{color:#fff}
.btn--light:hover .btn__ico{background:rgba(255,255,255,.2);color:#fff}
.btn--line{--bg:transparent;--fg:var(--navy);--bd:rgba(16,38,74,.22)}
.btn--line .btn__ico{background:var(--sky);color:var(--blue)}
.btn--line:hover{color:#fff;border-color:var(--navy)}
.btn--ghost{--bg:transparent;--fg:#fff;--bd:rgba(255,255,255,.35)}
.btn--ghost::before{background:#fff}
.btn--ghost:hover{color:var(--navy)}
.btn--ghost:hover .btn__ico{background:var(--sky);color:var(--blue)}
:is(.phero--navy,.phero--full) .btn--line{--fg:#fff;--bd:rgba(255,255,255,.35)}
:is(.phero--navy,.phero--full) .btn--line::before{background:#fff}
:is(.phero--navy,.phero--full) .btn--line:hover{color:var(--navy)}
.tlink{display:inline-flex;align-items:center;gap:8px;font-family:var(--f-display);font-weight:700;font-size:.92rem;color:var(--blue);background:linear-gradient(currentColor,currentColor) 0 100%/0 1px no-repeat;padding-bottom:3px;transition:background-size .5s var(--ease)}
.tlink:hover{background-size:100% 1px}
.tlink .ico{transition:transform .4s var(--ease)}
.tlink:hover .ico{transform:translate(3px,-3px)}

/* Eyebrow */
.eyebrow{display:inline-flex;align-items:center;gap:12px;font-family:var(--f-display);font-size:.75rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--navy);margin:0 0 24px}
.eyebrow::before{content:"";width:9px;height:9px;background:var(--blue);transform:rotate(45deg);flex:none}
.eyebrow__idx{color:var(--blue);letter-spacing:.06em}
.eyebrow--light,.sec--navy .eyebrow{color:#fff}
.eyebrow--light .eyebrow__idx,.sec--navy .eyebrow__idx{color:#9DB8FF}
.eyebrow--light::before,.sec--navy .eyebrow::before{background:var(--amber)}

/* Frames & media */
.clipframe,.frame{position:relative;overflow:hidden;margin:0;background:var(--grey);border-radius:var(--r-xs)}
.clipframe{clip-path:polygon(0 0,calc(100% - var(--cut)) 0,100% var(--cut),100% 100%,0 100%)}
.frame{aspect-ratio:3/2}
.frame>div,.clipframe>div{position:absolute;inset:-8% 0;will-change:transform}
.frame img,.clipframe img{width:100%;height:100%;object-fit:cover;transition:transform 1.4s var(--ease)}
.frame:hover img{transform:scale(1.05)}
.frame--tall{aspect-ratio:4/5}
.frame--why{aspect-ratio:4/3;margin:32px 0}
.glass{background:rgba(255,255,255,.14);backdrop-filter:blur(18px) saturate(1.4);-webkit-backdrop-filter:blur(18px) saturate(1.4);border:1px solid rgba(255,255,255,.28);color:#fff;border-radius:var(--r)}

/* Home hero */
.hhero{background:var(--navy);color:#fff;padding:calc(var(--hdr) + clamp(40px,6vw,88px)) 0 0;position:relative;overflow:hidden}
.hhero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:88px 88px;mask-image:linear-gradient(180deg,#000 30%,transparent 95%);-webkit-mask-image:linear-gradient(180deg,#000 30%,transparent 95%);pointer-events:none}
.hhero__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(32px,5vw,80px);align-items:center;position:relative}
.hhero__sub{font-family:var(--f-display);font-weight:600;font-size:clamp(1.05rem,1rem + .5vw,1.35rem);color:#fff;margin:28px 0 14px;display:flex;align-items:center;gap:14px}
.hhero__sub::before{content:"";width:40px;height:1px;background:var(--amber)}
.hhero .hero__lead{color:var(--on-navy);max-width:52ch}
.hhero__media{height:min(74vh,720px);min-height:460px;perspective:1200px}
.hhero__img{position:absolute;inset:-6% 0}
.hhero__card{position:absolute;left:24px;bottom:24px;padding:20px 22px;max-width:300px;z-index:2}
.hhero__card small{display:block;font-family:var(--f-display);font-weight:700;font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:12px;color:#fff}
.hhero__card li{display:flex;gap:10px;align-items:center;font-size:.95rem;font-weight:500;padding:3px 0}
.hhero__card .ico{color:var(--amber)}
.hhero__mark{position:absolute;right:22px;top:calc(var(--cut) + 18px);width:54px;color:#fff;z-index:2;opacity:.95}
.hhero__mark .mark{width:54px;height:54px}
.hero__acts{display:flex;flex-wrap:wrap;gap:14px;margin-top:36px}
.trust{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.14);margin-top:clamp(48px,6vw,80px)}
.trust__i{display:flex;align-items:center;gap:12px;padding:26px 20px 30px 0;font-family:var(--f-display);font-weight:600;font-size:.95rem;color:#fff;line-height:1.35}
.trust__i+.trust__i{padding-left:24px;border-left:1px solid rgba(255,255,255,.14)}
.trust__i span{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.08);color:var(--amber);flex:none}

/* Page heroes */
.phero{position:relative;overflow:hidden}
.phero--split,.phero--offset{background:var(--off);padding:calc(var(--hdr) + clamp(36px,5vw,72px)) 0 clamp(64px,8vw,120px)}
.phero--offset{background:#fff;padding-bottom:0}
.phero__grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(32px,5vw,88px);align-items:center}
.phero--split .phero__media{aspect-ratio:4/5;max-height:680px;width:100%}
.phero__text .hero__lead,.phero__side .hero__lead{font-size:clamp(1.05rem,1rem + .35vw,1.25rem);color:var(--muted);max-width:46ch;margin-top:28px}
.phero--navy{background:var(--navy);color:#fff}
.phero--navy .hero__lead{color:var(--on-navy)}
.phero--navy .crumbs{color:var(--on-navy-2)}
.phero--navy .crumbs a:hover{color:#fff}
.phero--navy .eyebrow{color:#fff}
.phero--navy::before{content:"";position:absolute;inset:0;background-image:linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:calc(100%/6) 100%;pointer-events:none}
.phero--navy .display{font-size:clamp(3.6rem,2rem + 9vw,10rem)}
.phero--offset .phero__grid{align-items:end;margin-bottom:clamp(40px,5vw,72px)}
.phero__side{padding-bottom:12px}
.phero__side .hero__lead{margin-top:0}
.hero__kicker{display:block;font-family:var(--f-display);font-size:clamp(1.25rem,1rem + 1vw,1.75rem);letter-spacing:-.02em;color:var(--navy);font-weight:700;line-height:1.25}
.phero__wide{aspect-ratio:21/9;width:100%;margin:0}
.phero--full{min-height:max(640px,94vh);display:flex;align-items:flex-end;color:#fff;padding:calc(var(--hdr) + 80px) 0 clamp(56px,7vw,104px);background:var(--navy)}
.phero__bg{position:absolute;inset:-10% 0 0}
.phero__bg img{width:100%;height:100%;object-fit:cover}
.phero__veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,28,56,.55) 0%,rgba(11,28,56,.2) 35%,rgba(11,28,56,.88) 100%),linear-gradient(90deg,rgba(11,28,56,.6),rgba(11,28,56,0) 70%)}
.phero__body{position:relative}
.phero--full .hero__lead{color:#E3E9F4;font-size:clamp(1.05rem,1rem + .4vw,1.3rem);max-width:44ch;margin-top:24px}
.phero--full .crumbs{color:#C9D4E8}
.phero--full .eyebrow{color:#fff}
.chip{position:absolute;left:20px;bottom:20px;padding:16px 20px;z-index:2}
.chip small{display:block;font-size:.78rem;color:#fff;font-weight:500}
.chip b{font-family:var(--f-display);font-size:1.9rem;letter-spacing:-.03em}
.crumbs{font-size:.82rem;color:var(--muted);margin-bottom:clamp(28px,4vw,48px)}
.crumbs ol{display:flex;flex-wrap:wrap;gap:6px 10px}
.crumbs li{display:flex;gap:10px;align-items:center}
.crumbs li+li::before{content:"/";opacity:.5}
.crumbs a{transition:color .25s}
.crumbs a:hover{color:var(--blue)}
.crumbs [aria-current]{font-weight:600;color:inherit}

/* Get in touch / audiences */
.git__head{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end;margin-bottom:56px}
.git__head .lead{font-size:clamp(1.1rem,1rem + .5vw,1.4rem);color:var(--ink);max-width:40ch;justify-self:end}
.aud__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.aud{position:relative;padding:40px 32px 36px;display:flex;flex-direction:column;min-height:300px;overflow:hidden;isolation:isolate;transition:color .45s var(--ease)}
.aud+.aud{border-left:1px solid var(--line)}
.aud::before{content:"";position:absolute;inset:0;background:var(--navy);z-index:-1;clip-path:inset(100% 0 0 0);transition:clip-path .6s var(--ease-io)}
.aud:hover,.aud:focus-visible{color:#fff}
.aud:hover::before,.aud:focus-visible::before{clip-path:inset(0)}
.aud__i{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--sky);color:var(--blue);margin-bottom:auto;transition:background-color .4s,color .4s}
.aud:hover .aud__i{background:var(--blue);color:#fff}
.aud small{font-family:var(--f-display);font-weight:700;font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);margin:40px 0 10px;transition:color .4s}
.aud:hover small{color:#9DB8FF}
.aud b{font-family:var(--f-display);font-size:clamp(1.3rem,1.1rem + .6vw,1.65rem);line-height:1.2;letter-spacing:-.025em;font-weight:700;max-width:18ch}
.aud__go{display:inline-flex;align-items:center;gap:8px;margin-top:24px;font-weight:600;font-size:.9rem}
.aud__go .ico{transition:transform .4s var(--ease)}
.aud:hover .aud__go .ico{transform:translateX(6px)}
.git__bar{display:grid;grid-template-columns:auto auto 1fr auto;gap:32px;align-items:center;margin-top:40px;padding:22px 28px;background:var(--off);border-radius:var(--r)}
.git__bar>a,.git__bar>span{display:flex;gap:12px;align-items:center;font-weight:600;font-size:.95rem;line-height:1.35}
.git__bar>a:hover{color:var(--blue)}
.git__bar .ico{color:var(--blue);width:20px;height:20px}
.git__bar small,.clist small{display:block;font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}

/* Marquee + types index */
.types{overflow:hidden}
.mq{border-block:1px solid var(--line);padding:26px 0;margin:calc(var(--sec)*-1 + 0px) 0 var(--sec);overflow:hidden;white-space:nowrap;background:#fff}
.mq__track{display:inline-flex;align-items:center;gap:40px;animation:mq 70s linear infinite;padding-left:40px}
.mq:hover .mq__track{animation-play-state:paused}
.mq span{font-family:var(--f-display);font-weight:700;font-size:clamp(2rem,1.4rem + 3vw,4.2rem);letter-spacing:-.045em;color:var(--navy)}
.mq span:nth-of-type(even){font-family:var(--f-serif);font-style:italic;font-weight:400;color:transparent;-webkit-text-stroke:1px var(--navy);letter-spacing:-.01em}
.mq__dot{width:14px;height:14px;background:var(--blue);transform:rotate(45deg);flex:none}
.types__grid{display:grid;grid-template-columns:minmax(260px,.8fr) 2fr;gap:clamp(40px,6vw,96px);align-items:start}
.types__head{position:sticky;top:120px}
.types__head .h2{margin-bottom:20px}
.types__head .btn{margin-top:28px}
.idx{border-top:1px solid var(--line)}
.idx--2{display:grid;grid-template-columns:1fr 1fr;column-gap:40px}
.idx--2 li:nth-child(2){border-top:0}
.idx--2 .idx__row{grid-template-columns:40px 1fr 24px}
.idx--2 .idx__tag{display:none}
.idx__row{position:relative;display:grid;grid-template-columns:44px 1fr auto 24px;align-items:center;gap:14px;padding:22px 8px;border-bottom:1px solid var(--line);isolation:isolate;transition:color .4s var(--ease),padding .5s var(--ease)}
.idx__row::before{content:"";position:absolute;inset:0;background:var(--sky);z-index:-1;transform:scaleY(0);transform-origin:bottom;transition:transform .5s var(--ease)}
.idx__row:hover{padding-left:20px;color:var(--blue)}
.idx__row:hover::before{transform:none}
.idx__n{font-family:var(--f-display);font-size:.78rem;font-weight:700;color:var(--muted);letter-spacing:.06em}
.idx__t{font-family:var(--f-display);font-weight:700;font-size:clamp(1.05rem,1rem + .4vw,1.3rem);letter-spacing:-.02em}
.idx__tag{font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);opacity:0;transform:translateX(8px);transition:opacity .35s,transform .45s var(--ease)}
.idx__row:hover .idx__tag{opacity:1;transform:none}
.idx__a{color:var(--blue);transition:transform .45s var(--ease)}
.idx__row:hover .idx__a{transform:rotate(45deg)}

/* Bento */
.bento{display:grid;grid-template-columns:repeat(12,1fr);grid-auto-rows:minmax(440px,auto);gap:20px}
.bento__c{position:relative;border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;justify-content:flex-end;background:#fff;border:1px solid var(--line);transition:transform .6s var(--ease),box-shadow .6s var(--ease)}
.bento__c:hover{transform:translateY(-4px);box-shadow:var(--sh-2)}
.bento__c--a{grid-column:span 7}.bento__c--b{grid-column:span 5}.bento__c--c{grid-column:span 5}.bento__c--d{grid-column:span 7}
.bento__body{position:relative;padding:clamp(28px,3vw,44px);z-index:1}
.bento__n{font-family:var(--f-display);font-size:.8rem;font-weight:700;letter-spacing:.08em;color:var(--blue);display:block;margin-bottom:auto}
.bento__c h3{font-size:clamp(1.5rem,1.2rem + 1vw,2.1rem);letter-spacing:-.03em;line-height:1.1;margin:18px 0 14px;max-width:16ch}
.bento__c p{color:var(--muted);font-size:.98rem;max-width:56ch}
.bento__c--sky{background:var(--sky);border-color:transparent}
.bento__c--img{color:#fff;border:0;background:var(--navy)}
.bento__media{position:absolute;inset:0}
.bento__media img{width:100%;height:100%;object-fit:cover;transition:transform 1.4s var(--ease)}
.bento__c--img:hover .bento__media img{transform:scale(1.05)}
.bento__media::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,28,56,.05) 0%,rgba(11,28,56,.55) 45%,rgba(11,28,56,.94) 100%)}
.bento__c--img p{color:#DCE4F2}
.bento__c--img .bento__n,.bento__c--img .tlink{color:#9DB8FF}

/* Process */
.proc{overflow:hidden}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,4vw,56px);position:relative;counter-reset:s}
.steps__line{position:absolute;left:0;right:0;top:0;height:1px;background:rgba(255,255,255,.16)}
.steps__line::after{content:"";position:absolute;inset:0;background:var(--amber);transform:scaleX(0);transform-origin:left;transition:transform 1.8s var(--ease)}
.steps.is-in .steps__line::after{transform:scaleX(1)}
.step{position:relative;padding-top:48px}
.step::before{content:"";position:absolute;left:0;top:-5px;width:11px;height:11px;background:var(--amber);transform:rotate(45deg)}
.step__n{display:block;font-family:var(--f-display);font-weight:800;font-size:clamp(4rem,3rem + 4vw,7.5rem);line-height:.85;letter-spacing:-.06em;color:transparent;-webkit-text-stroke:1px rgba(255,255,255,.4);margin-bottom:28px}
.step__i{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--blue);color:#fff;margin-bottom:22px}
.step h3{font-size:clamp(1.35rem,1.2rem + .5vw,1.7rem);letter-spacing:-.025em;margin-bottom:10px}
.step p{color:var(--on-navy)}
.step a{color:#fff;text-decoration:underline;text-underline-offset:4px;text-decoration-color:var(--amber)}
.proc__cta{margin-top:64px}

/* Why (home) */
.why__grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(40px,7vw,120px)}
.why__sticky{position:sticky;top:120px}
.why__row{display:grid;grid-template-columns:72px 1fr;gap:20px;padding:40px 0;border-top:1px solid var(--line)}
.why__row:last-child{border-bottom:1px solid var(--line)}
.why__n{font-family:var(--f-serif);font-style:italic;font-size:2.6rem;line-height:1;color:var(--blue)}
.why__row h3{font-size:clamp(1.3rem,1.15rem + .6vw,1.75rem);letter-spacing:-.025em;margin-bottom:12px}
.why__row p{color:var(--muted)}

/* Testimonials carousel */
.testi__grid{display:grid;grid-template-columns:minmax(240px,.7fr) 1.6fr;gap:clamp(40px,6vw,96px);align-items:center}
.testi__head .h2{margin-bottom:32px}
.car__ctrl{display:flex;gap:10px;margin-bottom:28px}
.car__btn{display:grid;place-items:center;width:54px;height:54px;border-radius:50%;border:1px solid rgba(16,38,74,.2);transition:background-color .3s,color .3s,border-color .3s}
.car__btn:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.car{position:relative;background:#fff;border-radius:var(--r);padding:clamp(36px,5vw,72px);box-shadow:var(--sh-1);overflow:hidden;min-height:380px}
.car__mark{position:absolute;right:clamp(20px,4vw,48px);top:-20px;font-family:var(--f-serif);font-size:clamp(12rem,10rem + 6vw,18rem);line-height:1;color:var(--sky);pointer-events:none}
.car__track{display:grid;position:relative}
.car__slide{grid-area:1/1;opacity:0;visibility:hidden;transform:translateX(40px);transition:opacity .7s var(--ease),transform .9s var(--ease),visibility .7s}
.car__slide.is-active{opacity:1;visibility:visible;transform:none}
.car__slide.is-prev{transform:translateX(-40px)}
.tslide blockquote{margin:0}
.tslide blockquote p{font-family:var(--f-display);font-weight:500;font-size:clamp(1.25rem,1rem + 1.2vw,2rem);line-height:1.35;letter-spacing:-.022em;color:var(--ink)}
.tslide figcaption,.rcard figcaption{display:flex;align-items:center;gap:14px;margin-top:36px}
.tcard__av{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--f-display);font-weight:700;flex:none}
figcaption b{display:block;font-family:var(--f-display);font-size:1rem}
figcaption small{display:block;color:var(--muted);font-size:.85rem}
.tslide{margin:0}
.car__dots{display:flex;gap:8px;margin-top:40px}
.car__dot{width:28px;height:3px;border-radius:3px;background:var(--line);transition:background-color .3s,width .5s var(--ease)}
.car__dot.is-active{background:var(--blue);width:56px}
.stars{display:flex;gap:4px;color:var(--amber);margin-bottom:20px}
.stars .ico{fill:currentColor;width:18px;height:18px}
.stars--lg .ico{width:28px;height:28px}

/* Consult / Form */
.consult__grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:0;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-2);background:#fff}
.consult__panel{background:var(--navy);color:#fff;padding:clamp(36px,5vw,64px);position:relative;overflow:hidden}
.consult__panel::after{content:"";position:absolute;right:-90px;bottom:-90px;width:220px;height:220px;border:1px solid rgba(255,255,255,.12);transform:rotate(45deg)}
.consult__panel .h2{margin-bottom:20px}
.consult__note{color:var(--on-navy);max-width:40ch}
.clist{display:grid;gap:22px;margin-top:40px;position:relative;z-index:1}
.clist li{display:flex;gap:14px;align-items:flex-start;font-size:.98rem;line-height:1.5}
.clist small{color:var(--on-navy-2)}
.clist a:hover{color:#9DB8FF}
.clist__i{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:rgba(255,255,255,.08);color:var(--amber);flex:none}
.form{display:grid;grid-template-columns:1fr 1fr;gap:22px 24px;padding:clamp(32px,5vw,64px);align-content:start}
.field{display:flex;flex-direction:column;gap:8px;min-width:0}
.field--full{grid-column:1/-1}
.field label{font-family:var(--f-display);font-weight:700;font-size:.82rem;letter-spacing:.02em;color:var(--navy)}
.field label span{color:var(--blue)}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:1rem;color:var(--ink);background:var(--off);border:1px solid var(--line);border-radius:var(--r-sm);padding:14px 16px;min-height:52px;transition:border-color .25s,background-color .25s,box-shadow .25s;appearance:none;-webkit-appearance:none}
.field textarea{resize:vertical;min-height:130px}
.field input::placeholder{color:#8A94A6}
.field :is(input,select,textarea):hover{border-color:#C9D3E3}
.field :is(input,select,textarea):focus{outline:0;border-color:var(--blue);background:#fff;box-shadow:0 0 0 4px rgba(36,92,229,.12)}
.field.is-invalid :is(input,select){border-color:#C4320A;background:#FFF7F5}
.field__err{margin:0;font-size:.82rem;color:#B42318;min-height:0}
.select{position:relative}
.select .ico{position:absolute;right:16px;top:50%;transform:translateY(-50%);pointer-events:none;color:var(--muted)}
.form__foot{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:6px}
.form__hint{display:flex;gap:10px;align-items:flex-start;font-size:.85rem;color:var(--muted);max-width:44ch;margin:0;line-height:1.5}
.form__hint .ico{color:#128C7E;margin-top:2px}
.form__status{margin:0;font-size:.92rem;font-weight:500;border-radius:var(--r-sm)}
.form__status.is-ok{background:#ECFDF3;color:#05603A;padding:14px 16px;border:1px solid #ABEFC6}
.form__status.is-err{background:#FEF3F2;color:#B42318;padding:14px 16px;border:1px solid #FECDCA}
.form__status a{text-decoration:underline;font-weight:700}

/* Related */
.rel__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.rel__card{display:flex;flex-direction:column;border-radius:var(--r);overflow:hidden;background:#fff;border:1px solid var(--line);transition:transform .6s var(--ease),box-shadow .6s var(--ease)}
.rel__card:hover{transform:translateY(-6px);box-shadow:var(--sh-2)}
.rel__media{aspect-ratio:3/2;overflow:hidden;display:block}
.rel__media img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s var(--ease)}
.rel__card:hover .rel__media img{transform:scale(1.06)}
.rel__body{display:grid;grid-template-columns:1fr auto;padding:22px 24px;gap:4px 12px;align-items:center}
.rel__body small{grid-column:1;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:var(--muted)}
.rel__body b{grid-column:1;font-family:var(--f-display);font-size:1.25rem;letter-spacing:-.02em}
.rel__arrow{grid-column:2;grid-row:1/3;width:44px;height:44px;padding:12px;border-radius:50%;background:var(--sky);color:var(--blue);transition:transform .5s var(--ease),background-color .3s,color .3s}
.rel__card:hover .rel__arrow{transform:rotate(45deg);background:var(--blue);color:#fff}

/* CTA band */
.ctaband{position:relative;overflow:hidden;color:#fff;padding:clamp(100px,13vw,200px) 0;background:var(--navy)}
.ctaband__bg{position:absolute;inset:-12% 0}
.ctaband__bg img{width:100%;height:100%;object-fit:cover}
.ctaband::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,28,56,.94) 0%,rgba(11,28,56,.75) 55%,rgba(11,28,56,.45) 100%)}
.ctaband__in{position:relative;z-index:1;max-width:var(--container)}
.ctaband__h{font-size:clamp(2.6rem,1.6rem + 5vw,6rem);letter-spacing:-.05em;line-height:.95;margin-bottom:28px}
.ctaband p{color:#DCE4F2;max-width:52ch;font-size:clamp(1.05rem,1rem + .3vw,1.2rem)}
.ctaband__acts{display:flex;flex-wrap:wrap;gap:14px;margin-top:36px}

/* Editorial */
.edit__grid{display:grid;grid-template-columns:minmax(200px,.55fr) 2fr;gap:clamp(24px,5vw,80px)}
.cols2{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,56px);color:var(--muted)}
.lead--cols{max-width:62ch}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,6vw,104px);align-items:center}
.split--rev .split__media{order:2}
.split__text .h2{margin-bottom:24px}
.split__text>p{color:var(--muted)}
.sec--navy .split__text>p{color:var(--on-navy)}
.split__text .btn,.split__text .tiles,.split__text .ledger{margin-top:32px}
.split--tight{gap:clamp(32px,4vw,64px);align-items:start}
.trio{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.trio a{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;border-radius:999px;border:1px solid var(--line);font-family:var(--f-display);font-weight:600;font-size:.9rem;transition:background-color .3s,color .3s,border-color .3s}
.trio a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}

/* Figures */
.figs{display:grid;grid-template-columns:repeat(3,1fr);margin-top:clamp(56px,7vw,96px);border-top:1px solid var(--line)}
.fig{padding:32px 24px 0 0}
.fig+.fig{padding-left:32px;border-left:1px solid var(--line)}
.fig__v{display:block;font-family:var(--f-display);font-weight:700;font-size:clamp(2.6rem,2rem + 3vw,5rem);letter-spacing:-.05em;line-height:1;color:var(--navy)}
.fig__l{display:block;margin-top:12px;color:var(--muted);font-size:.95rem;max-width:26ch}
.figs--line .fig__v{font-size:clamp(2rem,1.6rem + 2vw,3.4rem)}

/* Tiles & ledger */
.tiles{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.tile{display:flex;flex-direction:column;gap:22px;padding:24px;border-radius:var(--r);background:#fff;border:1px solid var(--line);transition:transform .5s var(--ease),border-color .3s}
.tile:hover{transform:translateY(-4px);border-color:var(--blue)}
.tile__i{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--sky);color:var(--blue)}
.tile__t{font-family:var(--f-display);font-weight:700;font-size:1.08rem;letter-spacing:-.015em;line-height:1.3}
.tiles--dark .tile{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12);color:#fff}
.tiles--dark .tile:hover{border-color:var(--amber)}
.tiles--dark .tile__i{background:rgba(255,255,255,.08);color:var(--amber)}
.ledger{border-top:1px solid var(--line)}
.ledger__row{display:grid;grid-template-columns:52px 1fr;gap:12px;padding:18px 0;border-bottom:1px solid var(--line);align-items:baseline}
.ledger__n{font-family:var(--f-display);font-weight:700;font-size:.8rem;color:var(--blue);letter-spacing:.06em}
.ledger__t{font-family:var(--f-display);font-weight:600;font-size:1.05rem;letter-spacing:-.01em;line-height:1.45}
.ledger--big .ledger__row{padding:28px 0}
.ledger--big .ledger__t{font-size:clamp(1.1rem,1rem + .5vw,1.4rem);font-weight:600;letter-spacing:-.02em}

/* Mission / Vision */
.mv__grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,64px)}
.mv__c{padding-top:32px;border-top:1px solid rgba(255,255,255,.18)}
.mv__c p{font-family:var(--f-display);font-size:clamp(1.25rem,1rem + 1vw,1.85rem);line-height:1.35;letter-spacing:-.02em;color:#fff;font-weight:500}
.mv__k{display:inline-block;font-family:var(--f-serif);font-style:italic;font-size:clamp(2rem,1.6rem + 1.5vw,3rem);color:#9DB8FF;margin-bottom:20px;line-height:1}
.mv__k--dark{color:var(--blue)}
.mv2__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(40px,6vw,104px);align-items:center}
.mv2__text{display:grid;gap:56px}
.mv2__text .lead{color:var(--ink);font-family:var(--f-display);font-size:clamp(1.15rem,1rem + .7vw,1.6rem);line-height:1.4;letter-spacing:-.015em}
.wmini__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.wmini{padding:28px 24px 32px;background:#fff;border-radius:var(--r);border:1px solid var(--line);display:flex;flex-direction:column;gap:56px;min-height:220px;transition:transform .5s var(--ease)}
.wmini:hover{transform:translateY(-4px)}
.wmini span{font-family:var(--f-serif);font-style:italic;font-size:2.2rem;color:var(--blue);line-height:1}
.wmini b{font-family:var(--f-display);font-size:1.2rem;letter-spacing:-.02em;line-height:1.25;margin-top:auto}

/* Reasons (why page) */
.reasons__list{display:grid}
.reason{display:grid;grid-template-columns:minmax(120px,.5fr) 2fr;gap:24px;padding:48px 0;border-bottom:1px solid var(--line);align-items:start}
.reason__n{font-family:var(--f-display);font-weight:800;font-size:clamp(4rem,3rem + 5vw,8rem);line-height:.8;letter-spacing:-.06em;color:transparent;-webkit-text-stroke:1px var(--navy);transition:color .5s}
.reason:hover .reason__n{color:var(--blue);-webkit-text-stroke-color:var(--blue)}
.reason__b h3{font-size:clamp(1.5rem,1.2rem + 1.2vw,2.4rem);letter-spacing:-.03em;line-height:1.1;margin-bottom:16px;max-width:22ch}
.reason__b p{font-size:1.08rem;color:var(--muted);max-width:56ch}

/* Q&A, vs, considerations */
.qa{display:flex;flex-wrap:wrap;gap:12px;margin:-16px 0 40px}
.qa__q{margin:0;padding:12px 20px;border-radius:999px;background:var(--sky);color:var(--navy);font-family:var(--f-display);font-weight:600;font-size:.98rem}
.what__grid{display:grid;grid-template-columns:1fr 1.15fr;gap:clamp(40px,6vw,96px);align-items:center}
.vs{display:grid;grid-template-columns:1fr auto 1fr;gap:16px;align-items:stretch}
.vs__c{padding:32px 28px;border-radius:var(--r);border:1px solid var(--line);background:#fff}
.vs__c--hi{background:var(--navy);color:#fff;border-color:var(--navy)}
.vs__c--hi p{color:var(--on-navy)}
.vs__k{display:flex;align-items:center;gap:10px;font-family:var(--f-display);font-weight:700;font-size:1.1rem;margin-bottom:20px}
.vs__k .ico{color:var(--blue)}
.vs__c--hi .vs__k .ico{color:var(--amber)}
.vs__c p{color:var(--muted);margin:0}
.vs__x{align-self:center;font-family:var(--f-serif);font-style:italic;font-size:1.6rem;color:var(--muted)}
.cons__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--r);background:#fff;overflow:hidden}
.cons__c{padding:36px 28px 40px;transition:background-color .4s}
.cons__c+.cons__c{border-left:1px solid var(--line)}
.cons__c:hover{background:var(--sky)}
.cons__i{display:grid;place-items:center;width:48px;height:48px;border-radius:var(--r-sm);background:var(--navy);color:#fff;margin-bottom:48px}
.cons__c h3{font-size:1.35rem;letter-spacing:-.02em;margin-bottom:12px}
.cons__c p{color:var(--muted);font-size:.96rem}

/* Bad credit */
.low__grid{display:grid;grid-template-columns:1fr 1.2fr;gap:clamp(40px,6vw,96px);align-items:start}
.low__blocks{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.lblk{padding:28px;background:#fff;border-radius:var(--r);border:1px solid var(--line)}
.lblk--hi{background:var(--blue);color:#fff;border-color:var(--blue)}
.lblk--hi p{color:#E7EEFF}
.lblk__k{display:block;font-family:var(--f-display);font-weight:700;font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);margin-bottom:14px}
.lblk--hi .lblk__k{color:#fff}
.lblk p{color:var(--muted);font-size:.96rem;margin:0}
.refin__grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,6vw,104px);align-items:start}
.refin__grid .h2{margin-bottom:20px}
.refin__grid .lead{color:var(--ink)}
.refin__grid p{color:var(--muted)}
.refin__cap{font-family:var(--f-display);font-weight:700;color:var(--navy)!important;margin-bottom:16px}

/* Investors */
.offer__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(40px,6vw,104px);align-items:start}
.offer__aside .h2{margin-bottom:32px}
.offer__aside .frame{max-width:420px}
.tbl{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);margin-top:32px;background:#fff}
.tbl table{width:100%;border-collapse:collapse;min-width:560px}
.tbl caption{text-align:left;padding:20px 28px 0;font-family:var(--f-display);font-weight:700;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.tbl th,.tbl td{padding:22px 28px;text-align:left;border-bottom:1px solid var(--line);font-size:1.02rem}
.tbl thead th{font-family:var(--f-display);font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:700}
.tbl tbody th{font-family:var(--f-display);font-weight:700;color:var(--navy)}
.tbl tbody tr:last-child>*{border-bottom:0}
.tbl tbody tr{transition:background-color .3s}
.tbl tbody tr:hover{background:var(--off)}
.tbl__hi{font-family:var(--f-display);font-weight:700;color:var(--blue);font-size:1.15rem!important}
.adv__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.12);border-radius:var(--r);overflow:hidden}
.adv__c{background:var(--navy);padding:36px 32px 40px;display:flex;flex-direction:column;gap:40px;transition:background-color .4s}
.adv__c:hover{background:var(--navy-2)}
.adv__n{font-family:var(--f-serif);font-style:italic;font-size:2.4rem;line-height:1;color:var(--amber)}
.adv__c p{color:var(--on-navy);margin:0}

/* Brokers */
.spec__grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:clamp(40px,6vw,104px);align-items:start}
.spec__aside{position:sticky;top:120px}
.spec__aside .h2{margin-bottom:32px}
.spec__list{margin:0;display:grid;grid-template-columns:1fr 1fr;column-gap:32px;border-top:1px solid var(--line)}
.spec__r{display:grid;grid-template-columns:40px 1fr;gap:12px;padding:20px 0;border-bottom:1px solid var(--line)}
.spec__r dt{font-family:var(--f-display);font-weight:700;font-size:.78rem;color:var(--blue);padding-top:3px}
.spec__r dd{margin:0;font-weight:500;line-height:1.5}
.cm__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cm{display:flex;flex-direction:column;gap:32px;padding:32px 28px;border:1px solid rgba(255,255,255,.14);border-radius:var(--r);font-family:var(--f-display);font-weight:600;font-size:1.2rem;letter-spacing:-.015em;line-height:1.35;transition:background-color .4s,border-color .4s}
.cm:hover{background:rgba(255,255,255,.04);border-color:var(--amber)}
.cm__n{font-size:.8rem;color:var(--amber);letter-spacing:.08em}

/* About investment ops */
.ops__list{display:grid;gap:12px;margin-top:32px}
.op{display:grid;grid-template-columns:48px 36px 1fr;gap:14px;align-items:center;padding:18px 20px;background:#fff;border:1px solid var(--line);border-radius:var(--r);transition:transform .5s var(--ease),border-color .3s}
.op:hover{transform:translateX(6px);border-color:var(--blue)}
.op__i{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--sky);color:var(--blue)}
.op__n{font-family:var(--f-display);font-weight:700;font-size:.8rem;color:var(--muted)}
.op b{font-family:var(--f-display);font-weight:600;font-size:1.05rem;text-transform:capitalize;line-height:1.35}

/* Sample sheet */
.sheet__grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,6vw,96px);align-items:start}
.sheet__media{position:sticky;top:120px;margin:0;border-radius:var(--r);overflow:hidden;background:var(--grey)}
.sheet__media img{width:100%;aspect-ratio:5/3;object-fit:cover}
.sheet__media figcaption{display:flex;align-items:center;gap:12px;padding:18px 20px;font-family:var(--f-display);font-weight:600;background:#fff;border:1px solid var(--line);border-top:0;border-radius:0 0 var(--r) var(--r)}
.tag{display:inline-block;padding:6px 12px;border-radius:999px;background:var(--navy);color:#fff;font-size:.75rem;letter-spacing:.06em;text-transform:uppercase}
.sheet__body .h2{margin-bottom:36px}
.sheet__dl{margin:0;border-top:2px solid var(--navy)}
.sheet__r{display:grid;grid-template-columns:1fr 1fr;gap:20px;padding:20px 0;border-bottom:1px solid var(--line)}
.sheet__r dt{color:var(--muted);font-weight:500}
.sheet__r dd{margin:0;font-family:var(--f-display);font-weight:700;color:var(--navy);font-size:1.08rem;text-align:right}
.sheet__r--hi{background:var(--sky);padding-inline:16px;border-radius:var(--r-sm);border-bottom:0;margin:6px 0}
.sheet__r--hi dd{color:var(--blue);font-size:1.6rem;letter-spacing:-.03em}

/* Reviews */
.feat__grid{display:grid;grid-template-columns:.6fr 1.4fr;gap:clamp(40px,6vw,96px);align-items:start}
.feat__q{margin:0;position:relative}
.feat__mark{position:absolute;left:-.1em;top:-.42em;font-family:var(--f-serif);font-size:clamp(10rem,8rem + 6vw,16rem);color:rgba(157,184,255,.18);line-height:1;pointer-events:none}
.feat__q blockquote{margin:0;position:relative}
.feat__q blockquote p{font-family:var(--f-display);font-weight:500;font-size:clamp(1.4rem,1rem + 1.8vw,2.6rem);line-height:1.3;letter-spacing:-.025em;color:#fff}
.feat__q figcaption{margin-top:36px}
.feat__q figcaption small{color:var(--on-navy-2)}
.rv__grid{columns:3 300px;column-gap:20px}
.rv{break-inside:avoid;margin-bottom:20px}
.rcard{margin:0;padding:32px 28px;background:#fff;border:1px solid var(--line);border-radius:var(--r);position:relative;transition:transform .5s var(--ease),box-shadow .5s var(--ease)}
.rcard:hover{transform:translateY(-4px);box-shadow:var(--sh-2)}
.rcard::before{content:"\201C";display:block;font-family:var(--f-serif);font-size:4.5rem;line-height:.6;color:var(--blue);height:30px}
.rcard blockquote{margin:0}
.rcard blockquote p{font-size:1.05rem;line-height:1.6;color:var(--ink)}
.rcard figcaption{margin-top:24px;padding-top:20px;border-top:1px solid var(--line)}

/* Contact */
.cc__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cc{display:flex;flex-direction:column;padding:32px 28px;border:1px solid var(--line);border-radius:var(--r);min-height:280px;position:relative;overflow:hidden;isolation:isolate;transition:color .45s}
.cc::before{content:"";position:absolute;inset:0;background:var(--navy);z-index:-1;clip-path:circle(0% at 100% 0%);transition:clip-path .8s var(--ease-io)}
.cc:hover{color:#fff}
.cc:hover::before{clip-path:circle(150% at 100% 0%)}
.cc__i{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--sky);color:var(--blue);margin-bottom:auto}
.cc small{margin-top:40px;font-size:.74rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--blue)}
.cc:hover small{color:#9DB8FF}
.cc b{font-family:var(--f-display);font-size:1.2rem;letter-spacing:-.015em;line-height:1.35;margin-top:8px;overflow-wrap:anywhere}
.cc__go{display:inline-flex;gap:8px;align-items:center;margin-top:20px;font-weight:600;font-size:.9rem}
.follow{margin-top:32px;display:flex;align-items:center;gap:16px;font-family:var(--f-display);font-weight:700}
.follow a{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;border-radius:999px;border:1px solid var(--line);font-weight:600;transition:background-color .3s,color .3s}
.follow a:hover{background:var(--blue);color:#fff;border-color:var(--blue)}
.map__frame{position:relative;border-radius:var(--r);overflow:hidden;aspect-ratio:16/7;background:var(--grey)}
.map__frame iframe{position:absolute;inset:0;width:100%;height:100%;border:0;filter:saturate(.8)}
.map__card{position:absolute;left:24px;bottom:24px;padding:18px 22px;background:rgba(16,38,74,.85);max-width:340px}
.map__card small{display:block;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--on-navy-2)}
.map__card b{font-family:var(--f-display);font-weight:600}

/* Floating */
.totop{position:fixed;right:24px;bottom:24px;z-index:70;width:52px;height:52px;border-radius:50%;background:#fff;color:var(--navy);display:grid;place-items:center;box-shadow:var(--sh-1);opacity:0;transform:translateY(16px);pointer-events:none;transition:opacity .4s,transform .5s var(--ease)}
.totop.is-on{opacity:1;transform:none;pointer-events:auto}
.totop__ring{position:absolute;inset:0;width:100%;height:100%;transform:rotate(-90deg)}
.totop .ico{width:20px;height:20px}
.totop circle{fill:none;stroke:var(--blue);stroke-width:2;stroke-dasharray:138.2;stroke-dashoffset:calc(138.2 - 138.2 * var(--p,0))}
.totop:hover{background:var(--navy);color:#fff}
.wa-fab{position:fixed;right:24px;bottom:88px;z-index:70;width:52px;height:52px;border-radius:50%;background:#128C7E;color:#fff;display:grid;place-items:center;box-shadow:0 12px 24px -10px rgba(18,140,126,.6);transition:transform .4s var(--ease)}
.wa-fab:hover{transform:scale(1.08)}
.progress{position:fixed;inset:0 0 auto;height:2px;z-index:95;pointer-events:none}
.progress span{display:block;height:100%;background:var(--blue);transform-origin:left;transform:scaleX(var(--p,0))}
